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Jim grew up in North Augusta, SC and was raised in a Southern Baptist tradition. His parents sacrificed and blessed him with a Christian-focused education at Curtis Baptist School in Augusta, GA. He majored in Management and Finance at the University of South Carolina in Aiken, SC and paid his college tuition by working at a local bank. In 1991 he transitioned into the insurance business and soon found a passion for “insuring the steeple and the people”. He has always operated his business by the Golden Rule.